Tools
See your insurance as a system for the first time.
Most people know what they pay for insurance. Very few know what they actually have — or how it all fits together. This tool builds a simple map of your coverage landscape so you can see the full picture before making any decisions.
Your Coverage
Toggle each type of insurance you carry
Life Insurance
Replaces income or covers obligations if you die.
Disability Income
Replaces income if you can't work due to illness or injury.
Health Insurance
Covers medical expenses for illness, injury, and preventive care.
Homeowners / Renters
Protects your dwelling, belongings, and liability exposure.
Auto Insurance
Covers vehicle damage, injury liability, and uninsured motorists.
Umbrella / Excess Liability
Extends liability protection beyond home and auto limits.
Long-Term Care
Covers extended care needs — nursing, assisted living, home health.
Specialty / Other
Professional liability, key-person, D&O, cyber, travel, pet, etc.
This is a visibility tool, not an evaluation. It maps what you have at a category level — it cannot assess whether your actual coverage amounts, terms, or structures are appropriate.
YOUR COVERAGE LANDSCAPE
Life
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Disability
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Health
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Homeowners
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Auto
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Umbrella
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Long-Term
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Specialty
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VISIBILITY
0%
of categories covered
DEPTH
0%
coverage depth score
OVERALL
Limited VisibilityThis is the view from 30,000 feet. The Vault goes to ground level.
Upload your actual policies to see coverage amounts, terms, carriers, renewal dates — and how they truly interact.
What This Maps
This tool inventories your insurance across eight coverage categories — the building blocks of most household insurance portfolios. For each category you have, it captures the coverage level and approximate annual premium. The result is a visual map of what you own and what it costs.
How Coordination Is Assessed
Insurance policies interact with each other. An umbrella policy depends on adequate underlying limits. Disability income coordinates with employer benefits. Life insurance assumptions change when health coverage changes. This tool identifies the most common coordination points and flags where your particular combination may have gaps.
Key Assumptions
Coverage levels are approximations — 'Basic' vs 'Comprehensive' is a simplification of complex policy terms. Coordination concerns are based on common patterns, not your specific policy language. Premium allocations reflect what you report, not what may be optimal. This is a visibility tool, not an evaluation.
What This Doesn't Do
This tool cannot read your policies. It cannot tell you whether your coverage amounts, deductibles, or terms are right. It cannot evaluate carrier quality or policy structure. It shows you the landscape — the Vault and Foundation tiers provide the depth.
KEY ASSUMPTIONS
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