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Case Studies

Early Planning Saved a Family $200,000 in Care Costs

A couple in their mid-50s worked with Freebridge to secure hybrid LTC coverage before a health change made traditional policies unavailable. When one spouse needed memory care five years later, their policy covered three years of assisted living—eliminating out-of-pocket costs that would have exceeded $200,000.

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Business Owner Protects Retirement Assets Through LTC Strategy

A self-employed consultant with significant retirement savings used Freebridge's business LTC framework to implement a tax-advantaged plan that shields her assets from care costs while providing a death benefit for her estate. Her premiums are partially deductible as a business expense.

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